Sunday, May 24, 2020

The Tell Tale Heart By Edgar Allan Poe - 992 Words

Edgar Allan Poe short story â€Å"The Tell-Tale Heart† is about a man who is disturbed about his companions’ eye. There aren’t any names in the story, so they’ll be referred to as ‘The Narrator’ and ‘The Old Man.’ For some unfathomable reason, the narrator becomes consumed with the diseased eye of the old man. The narrator equates it to a vulture’s eye and is so haunted by the Evil Eye that he decides to murder the old man. He seems to be suffering from a mental illness called paranoid schizophrenia. Paranoid schizophrenia is defined as a chronic mental disorder. It’s a subtype of schizophrenia in which the patient experiences severe anxiety, abnormal sleeping patterns, and auditory hallucinations along with deluded thought processes. The unnamed narrator begins the story by claiming that he is nervous but not mad. He says he is going to tell a story in which he will prove his sanity, though he confesses to having ki lled an old man. He argues that his temperament occurs from a heightening of the senses. He admits to having no motivation for having decided to kill the old man, except a fear of the man’s pale blue eye. Again, he insists that he is not crazy because of his calm and unhurried actions, though criminal, are not those of a madman. After he’s made the decision to kill the old man; he secretly spies on him and stalks him for seven nights. Every night at midnight. On the eighth night, he goes on to describe how he charges into the man’s room, drags him to the floor,Show MoreRelatedThe Tell Tale Heart By Edgar Allan Poe1161 Words   |  5 PagesOut of a vast quantity of these English historians, one stood out to me, his name is Edgar Allan Poe. Poe’s writing had its own unique gothic and horror style. The story, The Tell-Tale Heart is one of his very popular pieces of literature, it not only tells a story, but uses Poe’s unique style of writing to sile ntly incorporate different genres, themes, and symbolism to create a sub-story within the text itself. Poe was born in Boston Massachusetts on January 19, 1809. At the young age of just 2 yearsRead MoreThe Tell Tale Heart By Edgar Allan Poe1569 Words   |  7 PagesIn the short story â€Å"The Tell-Tale Heart,† author Edgar Allan Poe employs several literary devices such as symbolism, allegory, and imagery. These devices enable us to see and better comprehend the story’s events through the eyes of the narrator. The narrator explains that he is extremely nervous but clarifies that he is not insane; he even goes so far as to share an event from his past to prove that he is not crazy. He believes that he loves the old man and has nothing against him except his horribleRead MoreThe Tell Tale Heart By Edgar Allan Poe Essay1477 Words   |  6 Pagesyourself and others that you weren’t in the wrong for doing something bad? Well, the narrator in the story The Tell-Tale Heart does. Edgar Allan Poe is known to write stories that are of Dark Romanticism. Dark romanticism is a literary genre that showcases gothic stories that portray torture, insanity, murder, and revenge. The story â€Å"The Tell-Tale Heart† is no different. Edgar Allan Poe does a great job with making the readers wonder throughout this short story. This allegory makes reader’s questionsRead MoreThe Tell Tale Heart By Edgar Allan Poe986 Words   |  4 Pagesbade the gentlemen welcome. The shriek, I said, was my own in a dream.† The Tell Tale Heart is one of Edger Allan Poe’s most famous and creepiest stories. The premise of this gothic short story is that a man’s own insanity gives him away as a murderer. By usi ng the narrators own thoughts as the story Poe displays the mental instability and the unique way of creating a gothic fiction. While other stories written by Poe reflect this same gothic structure and questionable sanity, this story has aRead MoreThe Tell Tale Heart By Edgar Allan Poe1502 Words   |  7 PagesThe author Edgar Allan Poe created a beautiful writing piece called â€Å"Tell Tale Heart†, which included literal elements such as mood, tone, and point of view. The story included a tremulous mood for the reader to be able to feel the excitement of the story. According to the text â€Å"Tell Tale Heart†, it states â€Å"And now at the dead hour of the night, amid the dreadful silence of that old house, so strange a noise as this excited me to uncontrollable terror.† This illustrates that the details of the storyRead MoreThe Tell Tale Heart By Edgar Allan Poe1030 Words   |  5 PagesA Guilty- Mad Heart â€Å"Burduck then goes on to ponder how Poe used cultural anxieties and psychological panic to advantage.† (Grim Phantasms, G.A. Cevasco). In The Tell-Tale Heart by Edgar Allan Poe, a nameless man narrates the story of how he murdered an elderly man because of his eyes. In his short story The Tell-Tale Heart, Poe shows the themes of guilt and the descent into madness through the narrator, in this gothic horror story. Edgar Allan Poe wrote many gothic tales throughout his lifeRead MoreThe Tell Tale Heart By Edgar Allan Poe1133 Words   |  5 Pages Written in 1843, The Tell-Tale Heart by Edgar Allan Poe incorporates nearly all of the gothic elements. While this piece of art may not contain all of the gothic elements, it is the epitome of a gothic short story. In The Tell-Tale Heart, the setting seems to be inside an old house, which strengthens the atmosphere of mystery and suspense. The madness and overall insanity of the narrator illustrates the sense of high, overwrought emotion. The presence of creaking hinges and the darkness representRead MoreThe Tell Tale Heart By Edgar Allan Poe1644 Words   |  7 Pages Edgar Allan Poe was a prominent American writer whose writing reflected his tragic life. He began to sell short stories for profit after being forced to leave United States Military Academy for lack of financial support. Over the next decade, Poe published some of his best-known works, including The Fall of the House of Usher (1839), The Raven (1845), and The Cask of Amontillado (1846). It is in these stories that Po e established his unique dark writing style that often have the recurring themeRead MoreThe Tell Tale Heart By Edgar Allan Poe879 Words   |  4 PagesIn between guilt, paranoia and obsession The Tell-Tale Heart by Edgar Allan Poe uses several literary elements to support the themes of the story. The story is based on a gruesome murder of an old man. The author uses madness, obsession and guilt as themes to prove how the narrator is truly twisted and insane. Madness is the first theme of the story; in the beginning the narrator tries to convince the audience he is not mad (insane). â€Å"TRUE!... nervous very, very nervous I had been and am; but whyRead MoreA Tell Tale Heart By Edgar Allan Poe1156 Words   |  5 Pagescontain some level of madness. For example in the short stories â€Å"The Yellow Wallpaper† by Charlotte Perkins Gilman â€Å"The Tell-Tale Heart† by Edgar Allan Poe, both of the main character in these stories believe that they are perfectly wise, but their out of control behaviors proves that they’re mentally ill or to be more specific insane. In the short story â€Å"A tell-tale heart† the unknown narrator is telling us a story about his neighbor who is an old man but his of a vulture: blue pale eye is what

Wednesday, May 13, 2020

Home Depot Financial Analysis - 1759 Words

Overview Office Depot, Inc. (â€Å"Office Depot†), a supplier of a broad assortment of office products and business services throughout the United States and worldwide, announced on February 20, 2013 a merger agreement with OfficeMax, Inc., which will better equip them to compete in the rapidly-changing industry. In fiscal year 2012 alone, Office Depot generated $10.7 billion of revenues from its products and services, yet industry reviews of this company seem unfavorable. In this FSA Case Analysis, our team takes a careful look at Office Depot’s most recent financial statements; and, using the FSA spreadsheet, performs an internal environment analysis of its liquidity, solvency, operating efficiency and capital structure. In order to†¦show more content†¦What’s worse, the primary sources of cash flow from operations were depreciation and assets impairment instead of net income. The increase in cash flow from investing activities, also in Figure 7, indicates that although the company continued to make investments in 2012, it had cut the amount dramatically. As a result, the investments might not be able to fit its needs for sustainable development. Overall, Office Depot’s solvency condition in the past three years has not been satisfactory. Figure 7: Cash Flow by Activities (in thousands) Operating Efficiency Analysis As a measure of operating efficiency, Office Depot’s ROA was incredibly low. The ROA in 2011 was only 0.8% and went all the way down to -1.9% in 2012, as shown in Figure 8, which demonstrates that management did a poor job in generating productivity from employing the firm’s resources. Figure 8: Return on Assets Considering that the industry’s average ROA was as high as 8.3%, a negative ROA is not acceptable for most companies. Given its cost of capital was 11.78% in 2012, the ROA of -1.9% indicates that the earnings of Office Depot was not able to cover its financing cost so that its performance was far from adequate in 2012. Based on the DuPont Equation in Figure 9, ROA is the product of ROS and assets turnover, both of which have declined in 2012 for Office Depot. Its assets turnover hasShow MoreRelatedHome Depot Financial Analysis1848 Words   |  8 PagesHOME DEPOT INC. (Note: all $ amounts are stated in millions) PART 1 a) There are 3 years covered in the following primary comparative financial statements, namely fiscal years ended 1 February 2004, 2 February 2003 and 3 February 2002: †¢ Consolidated Statement of Earnings †¢ Statement of Stockholders Equity and Comprehensive Income †¢ Consolidated Statements of Cash Flows There are 2 years covered in the Consolidated Balance Sheet, namely fiscal years ended 1 February 2004 and 2Read MoreHome Depot Financial Analysis1835 Words   |  8 PagesHOME DEPOT INC. (Note: all $ amounts are stated in millions) PART 1 a) There are 3 years covered in the following primary comparative financial statements, namely fiscal years ended 1 February 2004, 2 February 2003 and 3 February 2002: †¢ Consolidated Statement of Earnings †¢ Statement of Stockholders Equity and Comprehensive Income †¢ Consolidated Statements of Cash Flows There are 2 years covered in the Consolidated Balance Sheet, namely fiscal years ended 1 February 2004 and 2 February 2003Read MoreFinancial Analysis Home Depot Essay4398 Words   |  18 PagesFinancial Analysis of Home Depot For Fiscal Year Ending February 3, 2008 Presented by: Team FAB 5 Financial Analysis of Home Depot Introduction Founded in 1978 by Arthur Banks and Bernie Marcus, who were both fired from a local hardware store after a disagreement with their supervisor (http://founderbios.com/bernie-marcus.php), Home Depot opened its first store in Atlanta, Georgia on June 22, 1979 (www.corporate.homedepot.com)Read MoreLowes vs. Home Depot Financial Comparison Analysis Essay example4332 Words   |  18 PagesHome Depot Lowe’s | Financial Comparison and Analysis | | INTRODUCTION Lowe’s (LOW) and Home Depot (HD) are competitors in the every growing market of Home Improvement. The following analysis of each company will examine the home improvement industry, the individual companies, their operating philosophies, their financial strengths or weaknesses, and a final conclusion on which company would be a better long-term investment. INDUSTRY OVERVIEW The growing trend of homeRead MoreHome Depot, Lowes, and Wolseley: Financial Analysis of the Major Building Equipment Retailers1907 Words   |  8 Pagesï » ¿Home Depot, Lowes and Wolseley are all major building equipment retailers, Wolseley having a more global presence as a UK-based firm that started in Australia. Home Depot is a North American operator and Lowes is generally in the US only. This paper is going to analyze the balance sheets of these different firms to determine how each has performed over the course of recent years. The first company that will be analyzed is Home Depot. Home Depots total assets increased to $40,518 million fromRead MoreRatio Analysis and Statement of Cash Flows1248 Words   |  5 PagesRatio Analysis and Statement of Cash Flows Financial ratios are just a convenient way to summarize large quantities of financial data and to compare firms performance (Brealey Myer Marcus, 2003, p. 450). Financial ratios are very useful tools in order to determine the health of a company, help managers to make decision, and help to compare companies that belong to the same industry in order to know about their performance. Home Depot and Lowes are two home improvement chains in the UnitedRead MoreManagement Science1641 Words   |  7 PagesPublishing, October 2002 1. What do the financial ratios in case Exhibit 7 tell you about the operating performance of Home Depot? What additional information do the different ratios provide? Complete and compare a similar analysis for Lowe’s. 2. How sensitive is return on capital to the forecast assumptions in case Exhibit 8? What independent changes in Carrie Galeotafiore’s estimates are required to drive the 2002 return-on-capital estimate below Home Depot’s cost-of-capital estimate of 12Read MoreValue Line Publishing Essay900 Words   |  4 PagesOctober 2002 In Case Number 12, Value Line Publishing, October 2002, Carrie Galeotafiore presents a five-year financial forecast that shows Home Depot in an positive light. It also prepares to do the same with an analysis of Lowes. She supports the changes proposed by the new Home Depot CEO and that would play a role in improving Home Depots financial health in the home center and building industry. Galeotafiore supports her by mentioning a number of sources that would help the growthRead MoreHome Depot vs. Lowe’s Analysis1177 Words   |  5 PagesHome Depot vs. Lowe’s Retail Home Improvement Financial Analysis Background Introduction The home improvement sector of the economy is large with two major players in the industry and with many smaller local and regional competitors. These two major competitors are Home Depot and Lowe’s. These two companies account for over $110 billion in total sales each year. Even though sales have gone down over the past few years due to the downturn in the economy they have not gone down nearlyRead MoreThe Home Depot s Position1437 Words   |  6 PagesFinancial statements are the primary way that public companies communicate its financial activities and position of the business to management, investors and other users of financial information. The Home Depot (NYSE symbol: HD) of the world giant home improvement retailer, has a complex business model that is characterized by its business philosophy, â€Å"stack it high, watch it fly† which reflected a primary focus on sales growth in consumers and construction professionals. At the same time, the company

Wednesday, May 6, 2020

Night Creature Blue Moon Chapter 38 Free Essays

I should have slammed the door, but I couldn’t. I was rooted to the floor in the hallway, unable to drag my eyes from the sight in front of me. Clyde’s body contorted; his shoulders hunched; his legs bowed. We will write a custom essay sample on Night Creature: Blue Moon Chapter 38 or any similar topic only for you Order Now He threw back his head and howled. The sound shot ice down my spine. The wolves in the forest paused in their flight and answered. His clothes split open with a shriek of rending cloth and bursting seams. His shoes seemed to explode and paws popped out. He dropped to all fours and the hands that caught him had claws. Black hair sprouted from every pore, thickening, lengthening, becoming fur. A tail erupted from his spine. The last thing to change was his head. I sensed movement behind me, but I couldn’t tear my gaze away. I braced myself, expecting Mandenauer to shoot. But he didn’t. Odd, he’d never hesitated before. The popping of bones, the stretching of skin, caused a horrible sound. I winced as Clyde finished the change. His nose and his mouth stretched, melding into a snout. His teeth grew; his tongue must have, too, since it lolled out the side of his mouth. His brow bulged. When he swung his head in our direction his face was that of a skinned wolf with Clyde’s eyes. Nasty. I wished for the fur to arrive. My wish was soon granted. Black hair flowed over his face, obscuring the bones that marred his cinnamon skin. He shook himself as if he’d just come out of the water, then turned toward me. I gasped. Clyde was the black wolf that had dogged my steps and haunted my dreams. He was most likely the wolf that had bitten Karen Larson and countless others. The gunshot made me scream and fall to the floor, throwing my hands up in front of my face. My ears rang, but I still heard Clyde shriek. I didn’t want to look, but I had to. Flames burst from a neat hole near his heart. The scent of scorched hair and cooking meat filled the air. The howl of a wolf, the cry of a man – he writhed in pain, twisting, turning, his claws scrabbling against the planks of the porch as he died. I stayed on the ground. I couldn’t gain my feet. Man-denauer stepped around me and shoved at Clyde wkh his boot. The wolf’s head lolled sickeningly. I leaned my back against the cabin wall. I was weak, limp. I couldn’t stop staring at what had once been my boss. I’d liked Clyde, trusted him as much as I trusted anyone – except maybe Zee. I couldn’t get my mind around the idea that he’d forever be a wolf. That Clyde would never again spit chew or quote Clint. â€Å"Why did you let him finish the change before you shot him?† â€Å"It is easier to explain a dead wolf than a dead sheriff.† His gaze swept the forest. â€Å"We must go.† â€Å"Go? Where? We got him.† â€Å"The sheriff was nothing more than a minion of evil. The one who will become remains.† â€Å"How you figure?† Mandenauer flicked me a contemptuous glance. â€Å"If he was the one, why did he give the totem to the others?† I hadn’t thought of that. Damn. â€Å"Listen,† Mandenauer whispered. In the distance the wolves called to one another. There were more of them now. The ones who had been here had joined those who waited there. With their leader. I glanced at the sky. The blue moon had not yet reached the apex. Our night had only begun. I struggled to my knees, gained my feet without help. I looked for Will and didn’t find him. Had he passed out from blood loss? I took a step toward the door and Mandenauer stopped me. â€Å"Your lover is putting a bandage on his scratch. He does not need your aid.† â€Å"You call that a scratch?† â€Å"You do not?† â€Å"I say a hole through the arm is a wound and not a scratch.† â€Å"I say if you can walk, then walk.† I tore my gaze from the cabin. â€Å"You trying to tell me something?† â€Å"Follow those wolves.† â€Å"I just knew you were gonna say that.† I stalked inside, retrieved my rifle, went searching for Will. To hell with Mandenauer; I wasn’t going to leave until I saw with my own eyes that Will was all right. I followed the blood trail to the bathroom. Will struggled to fasten gauze around his arm with one hand. He glanced up and his eyes met mine in the mirror. He didn’t appear happy to see me. â€Å"Let me.† I stepped into the room, leaning my rifle against the wall. â€Å"It’s done.† He grabbed one end of the gauze with his teeth, the other with his free hand, and jerked. His breath hissed in sharply when the material tightened on the wound. â€Å"Maybe you should go to the clinic and get stitches.† â€Å"I don’t need stitches. It’s just a scratch.† My lips twitched. â€Å"Scratch. Right. What about your ear?† He shrugged one shoulder. The blood that had bathed his neck cracked, and rust-colored flecks rained down on his already ruined clothes. â€Å"I’ll live.† â€Å"Jessie!† Mandenauer shouted. â€Å"Today if you please?† I stepped closer and smoothed his hair away from his brow. â€Å"I have to go.† He shifted abruptly, his body bumping against mine in ways that would have been interesting if he weren’t covered in blood and I didn’t have places to be, werewolves to kill. â€Å"Let me change my shirt.† â€Å"You aren’t coming.† â€Å"Yes.† His eyes met mine. â€Å"I am.† â€Å"Now that Clyde’s dead they need a wolf clan member. Bringing you along would be downright stupid.† â€Å"I can take care of myself.† â€Å"So can I. Stay here. Clean up. Rest. I’ll come back when it’s over.† â€Å"You think I can just sit here while you face a werewolf army? Wait like a good little boy until you have time to come to me again? I love you, Jessie. If you die, so do I.† The thought of him dying made my palms clammy and my voice sharp. â€Å"I’m not going to die and neither are you. Just let me do my job, Will.† â€Å"Let me help.† â€Å"I don’t need your help.† â€Å"Of course not. You don’t need anyone.† His voice rose and anger warred with the pain in his eyes. â€Å"You certainly don’t need me. You never did.† â€Å"Jessie.† Mandenauer stood in the hall. Urgency tightened his features. I glanced at Will. I wanted to stay, but I had to go. I wanted to kiss him, but he turned away and started the shower. â€Å"I’ll be back,† I promised. He didn’t answer, and that bothered me more than his anger and pain had. Torn between my job, my duty, and my love, I hesitated. In the end, I had no choice. I followed Mandenauer and he followed the wolves. How to cite Night Creature: Blue Moon Chapter 38, Essay examples

Monday, May 4, 2020

Risk Management Process

Question: Write an essay onRisk management. Answer: Risk management is the process using which risks in a company or organization are identified, detected, mitigated, tracked and actions are taken to reduce it. This also involves maximizing the occurrences of positive actions and events and reduction of the occurrences of adverse situations. Various studies show that this genre of risk management is majorly overlooked by most of the organizations. IT projects, runaway projects and various short term events think it is an extra investment and can be avoided (Williams, 2004).Here we are today devising an ideal risk management plan for this registered trade organization. It is for all those executive directors, managers, senior staff and other officers in concern. It acts as a guideline to give a step by step approach for detecting potential risks, assessing its impact and managing it from happening. What is a Risk-Commonly one might think risk as anything that can go wrong in the operations in the organization. By definition, however, r isk involves potential threats for achieving organizational goals and potential opportunities for fetching these goals. With the changing internal dynamics in an organization threats and opportunities come and leave. With this changes the relationship with stakeholders as with risks external environmental factors also change. So being abreast of risk must be a continuous activity. Risk management is a very good business practice which can assist one in facing ranges of compliances, statutory, government and organizational requirements. (Barker, 2013) Types of risks: Compliance risks These are risks which are related to the corporate and legal obligations of an organization which it fails to meet. These risks are related to accounts, reports, licensing, and relations at workplace or health and safety conditions at workplace. The compliance risks of these types are considered to be having a low tolerance. It is true that organizations must comply with such obligations. Risk management keeps things in control.Organizational risks-The organizational risks are those which occur when any organization fails to meet the goals it has set. These can be a set standard for service delivery, level of delivery, meeting expectations of stakeholders etc. These risks if not met can lead to a reputational loss along with loss in turnover.Opportunity risks-Opportunity risks arise from an opportunity. They are also termed as positive risks. These help the organization to achieve its goals in a better way. Considerations are made for such kind of risks as they lead to potential profits.Risk management plan for a registered trade organizationIdentify risks First identifying the areas where risks might occur is undertaken. It is also analyzed whether the organization has the measures to combat these potential risks in compliance with their employment equality and safety or health legislations at the workplace. If it has then how good are these procedures and have they worked positively in the past. Analyze when these risk management measures was reviewed last and where their weaknesses and loopholes are. Assess risks It is crucial that one detects the impact of risks in the organization if it occurs. The legal penalties involved for not having a safe and healthy environment at work must be analyzed. One must also consider the loss of reputation in the matter to occur if it is not managed properly.Managing risks Managing risks involves developing certain steps and revising them at timely intervals. In the context of the above points a framewo rk is made where certain changes are made to fill the gaps and weaknesses. Regularly such plans must be reviewed to analyze whether the organization is still protected from potential risks or not. Risk Management Process an Overview Establish the idea The main purpose of the first step is to identify what is the scope of various risk management activities. These comprises of all internal and external environmental factors also. One cannot begin risk planning unless one is aware about the objectives of the organization. So one must confirm the organizational goals first. The next most roles come for the stakeholders. Stakeholders risks are crucial in determining a solid risk management plan for an organization. These are the people who will either gain or lose depending on the plans made or programs undertaken by any organization. The risks of these key people in a company must be analyzed with utmost details. Risk assessment criteria must be set. (Samuel, 2010)Risk assessment - It is at this stage risks are identified, analyzed and evaluated. The main purpose is to identify all the sources, causes and types of risks an organization is exposed to. In relation to identification of risks there are 3 tasks 1) Iden tifying risk categories 2) Identify risks 3) Identify the pre set risk management policies Evaluation of Risks There are many ways how you can identify risks in an organization.One to one interview with managers relevant to the organization and officers is a way. In the interview technique a Risk Identification Form is considered where information is recorded. One must make sure these interviews are conducted with the people in the organization who are responsible for the outcome of the relevant activities for which risk management plan is being designed. These forms are sent before hand for allowing interviews to consider all kind of risks.Run workshops in relation to officers or managers which are facilitated by the Risk Management Coordinator. In the workshop approach the various categories of risk is identified and the framework is discussed. By working with this risk list one can undergo a disciplined discussion and ensure nothing is neglected or overlooked. One can choose an approach for identifying risks which suits best for the organization. Action plan for risk management A summary of response and impact An inspection checklist is made which is ensured by the marquee installer. This checklist is submitted to an event organizer and a process is developed where the marquee is dismantled. On the event of an unacceptable wind speed a risk of a collapse is quite acceptable.Actions proposed à ¢Ã¢â‚¬â€Ã‚  The marquee company must be contacted and advice is given for completing it and submitting it to an event organizer once the marquee is set up.à ¢Ã¢â‚¬â€Ã‚  A procedure is to be developed for dismantling the marquee in the response of an unacceptable wind speed.Requirement of resource à ¢Ã¢â‚¬â€Ã‚  Event organizationà ¢Ã¢â‚¬â€Ã‚  Access to computersà ¢Ã¢â‚¬â€Ã‚  TelecommunicationResponsibilities The event organizer is responsible for contacting marquee company, collect the completed checklist in the installer and develop dismantled procedure. The company must be communicated in relation to the wind speed which is acceptable.Timing à ¢Ã¢â‚¬â€Ã‚  Before the event the procedure must be completed.à ¢Ã¢â‚¬â€Ã‚  The marquee company must be notified for the requirement of checklist within a month before the event.Monitoring and Reporting à ¢Ã¢â‚¬â€Ã‚  The event organizer will remind the marquee company about the requirement of the checklist in 7 days time within the event.à ¢Ã¢â‚¬â€Ã‚  A complete checklist can be obtained from the installer instantly for building the marquee.(Northam, 2010) Risk Management for Crucial Organizational Aspects Commercial relationships risk management or credit risk management is one of the most important areas of financial institutions irrespective of what their nature is. Banking sector, commercial sector and investment both are used for assessing relationship in between profitability and credit risk management. (Li,2014)An economic risk is those macroeconomic conditions like government regulations, exchange rates or instability in politics which all affects investment in a foreign country. Since these are external factors and we do not have a control on them, organizations which deal in products and services dependent on such external conditions must have a strong risk management framework in place. Behavioral risk management of human resource risk management is a protocol which is attempted in response to a planned comprehensive approach for various behaviors which leads to violence or hostility in a workplace. It is quite difficult to speculate violence or hostility in behavior. These methods make sure to identify what are the risky conditions or acts that can lead to behavioral risks in a workplace. Such individual risk can arise from:- Conflicts A conflict is a disagreement which is a normal argument which does not be harmful for an organization. Ideas, opinions and concepts can have conflicts at a workplace.Nuisances A conflict turns to be a nuisance when it is associated with negative gestures like passing offensive jokes, racial languages, graffitis, gestures, angry outburst, and silence unnatural and blame games. (Anonymous, 2005)Natural disasters are now more frequent than before. Such natural risks also cause economical losses and financial losses. The increased concentration of people and property exposed in areas close to natural resource is also increasing risk from the disasters. Such natural occurrences affect growth and the entire economy. (Laframboise, 2015)Political risks are needed to be identified and must be managed. They need to be classified in terms of firm, country or the globe.Firm specific risk- These are micro risks which affect a MNE for a corporate level or political level. If there is c onflict between MNE and the government then it is known as governance risk. Country specific risk- These are macro risks which are also political risks which affects MNE at a corporate level. These country specific risks are either institutional risks or transfer risk.Global specific risk These are risks associate with the MNE which originates at the global level. (Anonymous, 2015)There are many reasons why organizations are performing risk assessments. These give an assurance that there is total control in place over an organization. When an investment decision is made by an entity it means exposing itself to numerous financial risks. The reach of such risks or depth is dependent on the kind of financial instrument used. These risks can be a kind of high inflated prices, volatility in the capital markets, bankruptcy, recession etc. References William, L. (2004), Risk Management, agile.csc.ncsu.eduSamuel. (2010), Risk Management for Not-For-Profit Organisations,Volunteering.nsw.gov.auAnonymous, (2015), Political Risk Assessment and Management, Aw-bc.comLi., F. (2014), The Impact of Credit Risk Management, Diva-portal.orgLaframboise, N. (2015), Natural Disasters: Mitigating Impact, Managing Risks, Anonymous, (2005), RISK MANAGEMENT FRAMEWORK, Australian Capital theoryBarker, (2013), Risk Management Strategy, Sheffieldccg.nhs.ukNortham, (2010), Risk Management Plan, Northam.wa.gov.au

Sunday, March 29, 2020

Oregon V Elstad Essays - Miranda Warning, Fellers V. United States

Oregon V Elstad OREGON v ELSTAD 470 U.S. 298, 105 S. Ct. 1285, 84 L.Ed. 2d 222 (1985) MERITS: Officers Burke and McAllister of the Polk County, Oregon Sheriff's office, on the basis of a witness' statement, obtained an arrest warrant for Michael Elstad, who was suspected of burglary. The officers went to Elstad's home and were escorted to his room by his mother. After instructing the respondent to dress and accompany them to the living room, Officer McAllister took Elstad's mother into the kitchen while Officer Burke stayed with the respondent. Without advising Elstad of his Miranda rights, Officer Burke asked him whether he was aware of the officer's reason for wanting to talk with him, and whether he knew Mr. and Mrs. Gross (the victims). Elstad stated that he knew the Grosses, and that he'd heard they'd been burglarized. Burke replied that he thought Elstad was involved in the burglary, and the respondent admitted, Yes, I was there. He was then taken to the Sheriff's office and was subsequently advised of his Miranda rights. Elstad stated that he understood his rights and that he would give a statement, which he did in detail. His confession was read back to him and read by him. Elstad initialed and signed the statement and also added a sentence (After leaving the house Robby and I went back to [the] van and Robby handed me a small bag of grass) to it. Elstad maintained that at no time did the officers make threats or promises to him. He was charged with first degree burglary and opted against a jury trial. Defense immediately moved to suppress both Elstad's initial verbal statement and the signed confession, contending that the initial statement he made at his house to Officer Burke let the cat out of the bag, causing his ensuing written confession to be tainted as fruit of the poisonous tree. The judge excluded the initial statement due to Elstad's not having been informed of his Miranda rights prior to that statement. Elstad's written confession was not excluded, as the judge did not agree that it was in any way tainted. Elstad was found guilty of first-degree burglary. APPELLATE: Oregon State Court of Appeals: Conviction reversed. The State contended that although the initial statement made by the respondent (prior to having been advised of his rights) should be inadmissible, his written confession should be allowed. The Court of Appeals, however, saw both statements as inadmissible, as there was little time between the two statements, and that was not enough time to insulate the latter statement from the effect of what went before ? the cat was sufficiently out of the bag to exert a coercive impact on [respondent's] later admissions. The Oregon Supreme Court declined the State's petition for review. The State then petitioned the U.S. Supreme Court, and certiorari was granted. ISSUE: The question in this case was whether the Self-Incrimination Clause of the Fifth Amendment requires that a confession made by a defendant, after having been advised of his Miranda rights and having waived those rights, should be excluded because of another admission made to officers by that defendant before he had been advised of his rights. ARGUMENT: Reasoning: The Court cited the following cases to illustrate and establish precedence for its reasoning: Wong Sun v. United States: Where it was established that evidence and witnesses discovered as the result of search in violation of the Fourth Amendment is considered fruit of the poisonous tree, and must be excluded. The fruit doctrine also applies to confessions. However, Wong Sun also illustrates that precise and proper advisement of Miranda rights serves to cure the condition that rendered the unwarned statement inadmissible: The warning conveys the relevant information and thereafter the suspect's choice whether to exercise his privilege to remain silent should ordinarily be viewed as an act of free will. (371 U.S. at 486) Brown v Illinois: Illustrates that a procedural Miranda violation differs from Fourth Amendment violation, as the purpose of the Fourth Amendment exclusionary rule is to curb unreasonable search. Harris v New York: The Harris Court rejected the premise that a defendant's inadmissible confession entitles that defendant to ?deny every fact disclosed or discovered as 'fruit' of his confession, free from confrontation with his prior statements. (401

Saturday, March 7, 2020

The Stone Angel essays

The Stone Angel essays In the novel, The Stone Angel by Margaret Laurence, it becomes quite evident that Hagar Shipleys inability to communicate is the source of the problems encountered in her life. It is this vicious quality that further enhances the inaccuracy of perception provided by Hagar. We will look at failed relationships of Hagars past regarding her brothers, her father Jason Currie, her husband Bram, and Hagars encounter with her realization of the truth. Even when Hagar was a young girl, her inability to communicate was easily recognizable. She was even then incapable of showing affection to others. In her young teens, Hagar was confronted with a situation she wasnt able to cope with emotionally. Dan Shipley, her older brother by four years, was dying and craved the comfort of their deceased mother. Matt, her eldest brother, begged and pleaded Hagar to put on their mothers shawl and hold Dan while he died. At the mention of this proposal, Hagar stiffened and and drew away her hands. Hagar is unable to do what is demanded of her: ...all I could think of was that meek woman Id never seen, that woman that Dan was said to resemble so much and from whom hed inherited a frailty I could not help but detest, however much a part of me wanted to sympathize. To play at being her it is beyond me. I cant Matt. I was crying, shaken by torments he never even suspected, wanting above all else to do the thing he asked, but unable to bend enough (page 25) Although Hagar believes she is successfully avoiding exposure of weakness on her part by holding back her emotions, she is only showing her weakness as a person, through lack of compassion for her dying brother. This experience with her brother Matt caused many disturbances in their future relationship,...

Wednesday, February 19, 2020

Greg is a property developer who specialises in building new houses Coursework

Greg is a property developer who specialises in building new houses and flats. His current project is the renovation of a statel - Coursework Example This report seeks to illuminate the weaknesses and strengths of Mr. Greg’s case of suing Sprewfits’ and his quest to receive compensation for damages upon the breaching of the contract terms. Mr. Greg ripped one of the pipes from the plastic and made an observation based on sight. Section 15 clearly states that if items are bought in a large amount or bulk and tests a sample of the item the supplier has to make sure that all the remaining should correspond with the sample1. The act clearly states that the buyer checks a small number and verifies the delivery goods. Mr. Greg rips one off and verifies it out. Apparently it happens to be one of the best pipes. If Mr. Greg would have checked for a couple more others, there is the probability that he would have seen at least one default pipe and reject the goods, but because of the trust in his supplier, one was all it took. In this case, an assumption was correctly made by Mr. Greg. The product looked okay prompting him to sign the delivery report, from which he made an assumption that all the pipes were all correct; in this case, an assumption of reasonableness. 25% of the pipes proved defective; they were either large or bent beyond use and most of them did not go in line with the sample. This does not make the cut under the contract of sale of goods act, by law these pipes have to be compensated even though there is no legal and direct warranty. Mr. Greg can however, have the terms of the contract withdrawn in case one of the parties takes advantage of the terms of the contract. According to the unfair contract terms of 1979, a contract of terms may be rendered useless or the contract withdrawn if one of the parties seems to make a deliberate breach knowing that the contract covers to protect his breach. The law has the power to render the contract powerless with the fact that Sprewfit intentionally delivered wrong goods as per the contract terms. In this case, Mr. Greg may have the contract nullif ied and have the faulty goods replaced with quality ones. Sprewfit is liable for replacement and compensation of the faulty good to Mr. Greg. According to the Unfair contract terms act 1979, subject to section 2 of the negligence of liability2. The act makes it clear that the a person can not be referred to a contract term when he or she intentionally breaches the agreement; and then claim to have the contract restrict him from liability for negligence, in this case it has resulted in a loss and a damage. This act makes Sprewfits responsible for the results of his act of negligence and is entitled to compensate Mr. Greg on the related sections. Mr. Greg describes the kind of pipes he needed to Ajay as 10mill in diameter, 1000 meters in total length and of high temperature resistance. Section 13 (1) provides that where the buyer is sold commodities by description, the goods must be in line with this description, for instance the Harlington v Christopher Hull case. He did not get that , if in any case the supplier had brought the right pipes and they were damaged then it would be considered as negligence on Mr. Greg’